What We Do
Exceptional Wealth & Money Management
Managing your wealth now is the key to having a financially secure future. Pearson Capital, Inc.’s wealth management and investment management services provide you with the knowledge and assistance you need to start making the right moves necessary to build your finances to support your retirement. You deserve to enjoy your golden years and, with our help, you should have the monetary resources available to accomplish this goal.
How trustworthy are the decisions we make for our customers? Well, we never purchase a stock for you that we don’t own ourselves. This means that we have the same investments as you, which is proof that we stand 100% behind our recommendations. Our team actually puts our money where our mouth is to show you our confidence in our investment choices.
Choosing Your Money Management Professional – the Registered Investment Advisor
An RIA is legally bound to work in your best interest. Under the Investment Advisers Act of 1940, Registered Investment Advisors are held to a fiduciary standard of care. By law, they must ensure that each investment recommendation they make is based on your best interest. In the event that a conflict of interest should arise, RIAs are required to let you know. Additionally, they are required to have a written code of ethics that governs their actions and fully discloses how they are compensated.
Most RIAs work under fee-based compensation, which is why it is so important for you to understand exactly how your advisor is compensated. Most independent RIAs charge a flat fee or a fee based on the assets they manage for you. This straightforward system is easy to understand, is fully disclosed to you in writing, and provides additional incentive for your advisor to grow your assets.
Furthermore, RIAs must file a Form ADV with the Securities and Exchange Commission that describes exactly how they do business and how they are compensated. Form ADV consists of two parts; part one contains information about the advisor’s business regarding ownership and regulatory matters while part two features two sections known as the ADV Brochure and the Brochure Supplement. These sections outline the advisor’s services, fees, background, and strategies in addition to information on the specific advisor providing financial advice.
Most independent RIAS work with third-party custodians, which means your assets are held by an independent third-party custodian, such as TD Ameritrade, Inc. It also means that you will receive regular statements from that custodian detailing every transaction in your account in addition to any reports that your RIA may send. Pearson Capital charges a 1% annual fee for all accounts (no minimums required).
Types of Accounts
- Individual
- Joint
- Custodial
- Corporate
- Partnership
- Trust
- IRAs; Roth / Traditional / College / SEP / 401(k) / 403(b) Rollovers / Transfers
Account Management
1% annual fee for all accounts (no minimum required)
Services Provided
- Transferring of Assets
- Direct Advisor Communications
- Online Account Access
- Tax Time Help
- Complimentary Monthly Newsletter
- Confidential Privacy Policy
Contact us to start learning how to utilize investment opportunities to improve your finances now and in the future. Our money management services are available to clients and prospective clients located throughout the communities of Tampa and Hillsborough County, Florida, as well as the surrounding areas and nationwide.
